What is the best way to invest $2000?

Let me ask you a question –
Is this money you don’t anticipate needing, or do you want to invest in a business or stocks?
A business or stock investment is a long term cost, and the money will (hopefully) appreciate over time.   If you need it right away, it may not be liquid enough to pay some bills, as an example.
If you are concerned about liquidity, consider buying a CD (certificate of Deposit) which you can roll over every 90 days or withdraw.  If you want to invest, you have decisions to make; Do you want to pick stocks or take a long term view with 1 or more ETF’s/funds/individual stocks?  Will this be in a retirement account or regular trading account?


Are there things besides the stock market to invest in, that may appreciate? -Yes.
Some Artwork (looks good and may be sold profitably at a later date)
Coin collections (silver or gold, they have smelt and collectible value)
Almost anything collectible that retains value (Lionel trains?)
You could consider putting $1500 in the stock market, and invest the rest in (as an example) Silver Eagle Coins, which can be purchased on Amazon or eBay.


That is what I would do – Invest smartly, make sure you think it through, and enjoy any future Picasso you may buy.  

The Experts Guide to Collecting & Investing in Rare Coins – From Amazon

COLLECTING AUTOGRAPHS -Amazon

Consider talking about this investment with your accountant and/or your lawyer.  They may have some ideas too.

Another thought – If you invest in the stock market, look at securities you can buy in the $5 to $10 range.  Unless you have a lot of confidence, investing $1500 in two shares of Google might be risky… Buy one share of Google and 100 shares of a different stock pick.  (as an example)

Disclaimer – I am not a professional financial adviser, so invest accordingly and consult friends, advisers, and people whose opinions you trust. I do own Google stock and lots of others; I collect specific coins, Silver Strike Casino Tokens, and souvenir pencil sharpeners.  It works for me, your results will be different. -Alan

I hope you found my point of view enlightening and informative.  Consider sharing it and take a peek at my other works:
All rights reserved by Alan Chenkin & Primrose Path LLC.  Remember to give credit to the author and any cited works. Some links are promoted so the author can maintain his Starbucks coffee habit. If you enjoyed this blog, please feel free to share .This Blog was Human-generated by the author, and not produced by a Russian blog Engine.
The Last Word:
Image result for investing money meme

Warren Buffet books on investing, available on Amazon

 

 

 

 

 

 

 

 

 

 

 

What is the worst coffee shop in Hawaii?

This is a very subjective question, worthy of reflection and ACTION.

Hawaii is the source of legendary Kona Coffee, grown in the rich volcanic soil in Hawaii.  Since I have not, to my detriment, been to many coffee shops in the great state of Hawaii, I believe a field expedition is needed.  NOTE:  The coffee shop above is not nominated or reflective of bad coffee.  I just used their picture.

My goal would be to define “Coffee Shop”, and review as many as possible (being my usual honest and reflective self).

11 Days In Kona: Coffee Travel

11 Days In Kona: Coffee Travel, from Amazon Books

The first series of reviews to be published would be Coffee shops where that is their primary business, not diners or restaurants that serve coffee.
In addition, we would seek out the “Best of the Worst”, serving the most wretched brew that can be served without the health department condemning the business.

I propose we get a kick-starter campaign, or Go fund me, and have a dedicated field expedition to each island and review coffee shops, perhaps 10 a day, focusing on the candidate for the “worst” shop. Part of the money raised can go to the shop for improvements, a website to promote our on-going research, a donation to charity, and supporting the research team.

I would be honored to lead the team in such an endeavor, and if 100 Quorans and interested readers contact me with their desire to fund and participate, I will build the initial website, start the funding effort, and promote the quest!
Fear not, my Hawaiian brethren, we shall (when funded) find the best of the worst!

“A pau e pono ai ka ke aloha a me ke kope”
(Translation from the Hawaiian: “All you need is love and coffee”)
Mahalo.

Kona Coffee, 100% Pure, Ground, Gourmet Roast 7 Ounce Bag by Mulvadi CorporationHawallan Gold Kona Blend Coffee, 2 PoundFarm-fresh: 100% Kona Coffee, Medium Roast, Whole Beans, 1 Lb

Wonderful Kona Coffee, from Amazon

I hope you found my point of view enlightening and informative.  Consider sharing it and take a peek at my other works:
All rights reserved by Alan Chenkin & Primrose Path LLC.  Remember to give credit to the author and any cited works. Some links are promoted so the author can maintain his Starbucks coffee habit. If you enjoyed this blog, please feel free to share .This Blog was Human-generated by the author, and not produced by a Russian blog Engine.
The Last Word:

How to buy a car online and not get burned!

Buying a car requires effort and research.
Sometimes it is better to find a dealer for the car you want, or you can do a Google search for cars – Locally or nationwide. Collectable cars are even more difficult to hunt down, depending on whether you want one already restored or not.
50 Things to Know Before Buying a Used Car: How to Get a Great Car Instead of a Lemon
If you are in the automobile business, wholesale auction houses do a lot of sales online, and there are opportunities to make good buys.  A Guide to Buying Vehicles at Auction – Successfully!: Top 20 Tips, Amazon Kindle book.

The most difficult part of buying a car is choosing the make and model (or type) of car you want.  Once you know what car you want, (or even type of car: sedan, pickup, etc.) the rest of the search becomes easier.

Make sure you factor mileage, condition, vehicle history, and any disclosed issues with the car before you make that buy decision.  Have your mechanic or a “go-to” friend you can talk to about the car you are looking at. This can  validate your thinking and get suggestions on the best options for you, or help you realize which car is best, based on your needs.

Image result for new car excitement
Picture of happy car buyer; Image from Clercscar, via google search

Remember to get your car checked out by a mechanic before you take possession, and review the CarFax or maintenance records. It can save you a lot of aggravation!

If the car is not in your local area, make sure you factor the cost of shipping, or flying to the car’s location and driving it home on a “shakedown” ride.  Some companies, like Carmax, will bring the car you want to their local dealer for you to test drive before you buy.  They also offer warranties.

These sites are helpful:

American VIN Check (Car history report) – American Vin

Buying a new car can be exciting, as it is one of the larger purchases (in dollars) by most consumers, next to a new home.  I hope you will be careful and make good choices!

Being a “car guy” most of my life, I have bought and sold numerous cars.  I hope that my modest suggestions will help you make a better deal on your next ride!
Thank you for taking the time to read this, and feel free to share your thoughts.
If you liked this post, take a look at my other Blogs:

Acting and Actors
The Chenkin Report
Bitcoin Money Man
Pocket Change Riches
The Good Shots (Photography)
The Chenkin Workshop
CM King 

All rights reserved by Alan Chenkin & Primrose Path LLC.  Remember to give credit to the author and any cited works. Some links are promoted so the author can maintain his coffee habit. If you enjoyed this blog, please feel free to share .This Blog was Human-generated by the author, and not produced by a Russian blog Engine.
The Last Word:
Buy Used Cars with Confidence: Learn How to Locate, Inspect, Test Drive and Negotiate to Get the Best Used Car for Your Money

Can you trust car companies? which ones?

Car companies are hard to trust.
I have had bad experiences with planned obsolescence, failures due to poor design, dealer behaviors, and paying for repairs covered under “secret warranties”. While I have never owned a Volkswagen, the top-down conspiracy to cheat at the emissions controls demonstrated that the company has had an ingrained culture of deceit that is, to me, unconscionable. And VW is not the only emissions-scamming car company. Fiat, Renault, VW scams will hasten rise of electric car
I currently own a Nissan quest Minivan, and scrupulously avoid the dealer for repairs because of upsells and ludicrously expensive parts. (I just replaced a solenoid, it cost me $15 and 20 minutes of my labor. I was quoted $340). I put in powerstop high-performance brakes because the vehicle is seriously under-braked, most noticeably with a few passengers aboard.
I used to have a Ford van, “Betsy”, which was killed by a Ford Dealer. After a recall repair, I let the dealer change the oil. The highly trained mechanic stripped the oil plug bolt, and put in the wrong size rubber stopper. Most of the oil leaked out in a few hours, and I had to get the right stopper, ruined a blanket with oil so I could get under the truck, add more oil, and pray it was not beyond repair. The dealer was apologetic and told me it was an “old truck”, and tried to sell me a new one. I had to sell Betsy a week later, with an engine rattling on 30 weight oil. I still own Ford Stock, but am not happy with the recalls that just bring you back to the dealer, and the dealers who feel the only way to fix a car is with a new one. This is not unique to Ford, and is a reason why Tesla is not sold through a dealer network. Not all dealers are unscrupulous, look at this example: Calif. dealer won’t sell some Priuses, citing safety concerns – CBS News – I would bring my car to that dealer.
LEADERSH!T: A Look at the Broken Leadership System in Corporate America That Accepts Leaders Who are Really Good at Being Bad
There are big picture issues here too – Look at Automakers Turn to Climate Deniers in Quest to Lower Fuel Economy Regulations ! The Alliance of Automobile manufacturers is working to roll back mileage and emissions standards. Collectively. I find this as reprehensible as when the CEO’s of the auto industry took their corporate jets to Washington when they were begging congress for financial bailouts. Big Three auto CEOs flew private jets to ask for taxpayer money – CNN.
I have been a despairing consumer of automobiles all my life, and find it hard to trust car manufacturers who appear to have corrupt and unethical practices “hard-wired”into their business model, just to milk more profit off of us consumers, while trying to build “brand loyalty”.
The most promising car manufacturer, in my opinion, is Tesla – a newcomer on the market with a well made product and transparency into the company that we normally do not see in large manufacturers. I am hoping my Nissan can be kept going until I can get a model 3! (Disclaimer: I own Tesla stock). Time will tell with Tesla. But the rest of the Auto Manufacturers? Let’s wait and see.
Focus On: 60 Most Popular Corporate Scandals: Wells Fargo, Enron, Sinking of MV Sewol, Madoff investment Scandal, Volkswagen emissions Scandal, Avon Products, ... Management, Barings Bank, Lucent, etc.
General Motors ignition switch recalls – Wikipedia (10 year story on how not to run your company)
Edit: Take a look at these two pieces on Tesla, highlighting the difficulty in disrupting the current practices in the automobile industry:
How “corrupt” is Tesla? – Quora answers, (I especially enjoyed the one by Kathiravan Jayachandiran)
Being a “car guy” most of my life, I have a lot of optimism that these problems can be replaced with good management and customer focused production.  Thank you for taking the time to read this, and feel free to share your thoughts.
If you liked this post, take a look at my other Blogs:


All rights reserved by Alan Chenkin & Primrose Path LLC.  Remember to give credit to the author and any cited works. Some links are promoted so the author can maintain his coffee habit. If you enjoyed this blog, please feel free to share .This Blog was Human-generated by the author, and not produced by a Russian blog Engine.  

The Last Word:
Mary Barra, CEO of General Motors  Link is to her Wikipedia page.
In my opinion, she is working hard for responsible and positive change at GM.


Tesla Motors: How Elon Musk and Company Made Electric Cars Cool, and Remade the Automotive and Energy Industries

What is Car polish – and do I need it?

Image result for new car car shine meme
When you wash and wax your car, you sometimes can wax dirt onto the finish, especially if your car spends a lot of time outside.  Polishing smooths out the contaminants and residues that are stuck to the paint finish on your car.  Polishing is a step for car’s paint BEFORE you wax. Not all finishes need polishing (or fine compounding, which should be done before polishing).  if you run your hand over the freshly washed car, and you feel imperfections and particulates (or if the finish is not smooth at all),  your car is a candidate for a polishing.  You don’t always have to polish your finish, and you can just spot polish areas like the front of the hood, which get the brunt of road grime and crud.
When your car finish gets older, and suffers from dried bird droppings, tree sap, light oxidation, brake dust, etc., a polishing will help restore the smooth finish and look to your car. Make sure you don’t “overdo” it, especially if you use a rotary or random orbital buffer. You don’t have to polish your car very often, it depends on the finish – is it becoming rough? Not smooth when you wax? No more than once a year, if it needs it. If your car is garaged or covered or waxed regularly, you may never need to polish your car, unless you are doing a super-duper detailing job on the finish.
WEN 10PMC 10-Inch Waxer/Polisher in Case with Extra Bonnets
Available corded or cordless.
Once you have polished your car, all the wax is pretty much gone, and I would recommend a good hand-applied paste wax and buffing out with an random orbital polisher. (Put on a good base coat, and put another coat on in 2–3 weeks, your car will look sharp).
Mothers 05500 California Gold Brazilian Carnauba Cleaner Wax Paste - 12 ozMeguiar's G7014J Gold Class Carnauba Plus Paste Wax - 11 oz.Formula 1 Carnauba Paste Car Wax High-Gloss Shine - 12 oz.
Here are some popular car waxes.  You will love the way your car will shine!
You can also get liquid waxes too.
In between waxes you can use a spray on “show car” finish detailer, that will re-activate the wax:
Meguiar's G14422 Ultimate Quik Detailer - 22 oz.Mothers 08216 California Gold Instant Detailer - 16 oz.Griot's Garage 11146SP Speed Shine (Quick Detailer) 35oz
If you are saving water, these “waterless car wash” products get your car clean without using gallons of water and suds.  
Meguiar's G3626 Ultimate Waterless Wash & Wax - 26 oz.Mothers 05644 Calif. Gold Waterless Wash & Wax 24oz, 24 oz, 1 Pack
Look at the shine on this Tesla Model 3:
Image result for tesla model 3
Or this 1963 Split window Coupe corvette:
Related image
Whatever your ride, Shine it up and Show it off!
My 14 year old Nissan Quest. Note the shine on the hood, as noted by the reflection.

I hope you found my point of view enlightening and informative.  Consider sharing it and take a peek at my other works:

The Chenkin Report

The Good Shots (Photography)


All rights reserved by Alan Chenkin & Primrose Path LLC.  Remember to give credit to the author and any cited works. Some links are promoted so the author can maintain his Starbucks coffee habit. If you enjoyed this blog, please feel free to share .This Blog was Human-generated by the author, and not produced by a Russian blog Engine.  

The Last Word:
Gotta keep it clean!

Blooming in Bethesda

Blooming in Bethesda, a garden smorgasbord of Lilies, Foxglove, and Clematis.

 

 

 

 

 

 

Pictures taken by Alan Chenkin with a Canon Powershot SX730HS Digital Camera.

I hope you took a moment to click on these to enjoy them full – size, in their blooming splendor. Consider sharing it and take a peek at my other works:

 
 
All rights reserved by Alan Chenkin & Primrose Path LLC.  Remember to give credit to the author and any cited works. Some links are promoted so the author can maintain his Starbucks coffee habit. If you enjoyed this blog, please feel free to share .This Blog was Human-generated by the author, and not produced by a Russian blog Engine.
The Last Word:

Would Howard Schultz, former CEO of Starbucks, make a good presidential candidate in 2020?

If you are asking me if a well respected CEO with integrity, who pays his contractors, doesn’t tweet a never-ending stream of falsehoods, takes steps to denounce and speak out against inequality and racism, would make a good presidential candidate? –Absolutely.


It is too early to bet on any contenders, but I see Howard Schultz as a viable candidate who already has expressed his concerns and views. If he treats his constituents the way he treats his employees, and runs the budget responsibly, there is tremendous hope for the future of the United states.
Disclaimer: I own Starbucks stock and drink their coffee.  I admire Mr. Schultz, but have made no contributions to him or any potential candidate.
I hope you found my point of view enlightening and informative.  Consider sharing it and take a peek at my other works:

The Chenkin Report

The Good Shots (Photography)


All rights reserved by Alan Chenkin & Primrose Path LLC.  Remember to give credit to the author and any cited works. Some links are promoted so the author can maintain his Starbucks coffee habit. If you enjoyed this blog, please feel free to share .This Blog was Human-generated by the author, and not produced by a Russian blog Engine.  

The Last Word:

In light of recent events, does it matter that Starbucks has views on how to treat customers?

Starbucks is a big company. They Lead their industry. I care that they care about their employees, their stores, their customers, and suppliers (Fair trade coffee). I buy their products, and I invest in their company.


We see the egregious behavior of many “successful” companies and the way they treat their employees, and promote views based on their religion or feelings on women’s rights, sexual orientation, labor costs, unionization, the environment, etc.
As examples:
This is why you should care too. I want my friends and their families to work in environments where companies value their employees, their customers, and the communities where they earn their money. Enron ended with bankruptcies, divorces, suicides, and financial losses for investors.  (To see books from Amazon on the Enron scandal, click here.  There is a movie too, “The Smartest Guys in the Room).
I think it is time for all of us to “grow a pair”, and educate ourselves on the real cost of these corporate behaviors that hurt individuals, promote unhealthy living, and denigrate segments of society without cause or compassion, and pollute with impunity. I am an American and believe in what the founders sought – Freedom, and the pursuit of happiness. SO – I care! And I believe you should too.  
Here are a few companies worth noting:
5 Big Brands Making the World a Better Place – Wise Bread

To see books on Corporate Ethics from Amazon, click here.

You may not care, and that is your choice, but I do. Putting my money where my mouth is, and hoping the world will be a better place for it.

Disclaimer: I own starbucks stock and usually have a tall Pikes with 2%milk.

Click here for Books on Starbucks corporation and Howard Schultz, the CEO, from Amazon.

I hope you found my point of view enlightening and informative.  Consider sharing it and take a peek at my other works:

The Chenkin Report

The Good Shots (Photography)


All rights reserved by Alan Chenkin & Primrose Path LLC.  Remember to give credit to the author and any cited works. Some links are promoted so the author can maintain his Starbucks coffee habit. If you enjoyed this blog, please feel free to share .This Blog was Human-generated by the author, and not produced by a Russian blog Engine.  

The Last Word:

How to keep your car’s finish clean between waxings

Keeping a car clean between waxings is a battle I personally wage with Mother nature, birds, certain trees (they know who they are), acid rain, and the relentless sun that burns through the shrinking ozone layer.


Waxing your car keeps a protective coating on the surface that smooths it out and helps it repel all the nasty things (see my first paragraph) that can harm your paint. A second coat of wax, about 2 weeks to a month after your “base” coat, will give your car extra help in keeping clean and build up some extra protection. All decent auto supply shops (Pep Boys, Auto Zone, Advance Auto Parts, Walmart, Sears, etc.) carry a good choice of waxes, and detailing products for your black or chrome trim, tires, and rims. They also have car wash products with wax in them, although they may not be a substitute for a good hand wax on your car. An orbital buffer makes quick work of rubbing the wax off of the hood, roof, and body panels,  leaving a nice shine.

BLACK+DECKER WP900 6-Inch Random Orbit Waxer/Polisher


Meguiar's A1214 Cleaner Wax - Paste - 11 oz.Mothers 05500 California Gold Brazilian Carnauba Cleaner Wax Paste - 12 oz

Orbital polisher, and popular paste waxes (liquid and spray waxes are popular too)

In between waxes, you really should keep the car clean. Use only car wash solution, in a bucket with water. I use a long handled dip brush (for my 14 year old minivan), and the action of the brush combined with the car wash loosen and lift dirt and grime off the finish. I sometimes go over the hard spots where bird droppings and tree sap have hardened on the surface – these chemically react with your paint if left on, so the extra work is worth while. This method is also FAST. you cover more ground with a soapy brush than with a rag or sponge. you also have a longer reach. Ask anyone that cleans their boat, it is quick. The mineral content in your water makes it spot, so be prepared to wipe it dry with a soft chamois or super-absorbent cloth. We can’t just drive fast as hell and let the water slide off the car, like in the old days. There is also no shame in going to a local car wash, especially if you have a discount coupon.

If you want extra protection, or put a nice show car shine on the car, there are products for this that are “spray and wipe”. They need a good wax base to work – they are not a substitute for waxing. My Cousin Steve, a “dyed in the wool car guy”, used lemon pledge on his Corvette(s). They always smelled great, and they shine was outstanding! Keep in mind that these show-car top coats do not last a long time, but the do look really good. In my opinion, waxing can be just as quick, and most times more wax does not hurt. Also consider that Pledge is an indoor polish (a form of light oil) that puts a lemon-fresh shine on almost anything. Your results may vary, especially if you don’t pledge your ride like my cousin.

Simoniz S23 Instant Shine Detail Spray 24 fl. oz.Meguiar's G7716 Gold Class Carnauba Plus Premium Quik Wax - 16 oz.Turtle Wax T-470R ICE Spray Detailer - 20 oz.

If you can garage your car, the shine will last long because it is protected from the sun and rain. Car covers are useful – but they can become a chore, need to be folded up (not good if you are wearing a suit), and need to be stored (which takes up trunk space. Not to mention they rip and get dirty over time. They work well if you keep your car outside, and are worth the effort if it keeps your car protected.

To recap:Wash the car!
Pay attention to nasty bits from birds or treesWaxWax again in a few weeksUse showtime polish or Lemon PledgeCover, garage, or carport your car (if possible)

And remember to Enjoy your ride!

Look at the showroom shine on this Tesla. May your ride look this good!

Shameless self promotion: I have a pinterest section on cars. Feel free to take a look if you like my point of view.

My 14 year old Nissan Quest. Note the shine on the hood, as noted by the reflection.

I hope you found my point of view enlightening and informative.  Consider sharing it and take a peek at my other works:

The Chenkin Report

The Good Shots (Photography)


All rights reserved by Alan Chenkin & Primrose Path LLC.  Remember to give credit to the author and any cited works. Some links are promoted so the author can maintain his Starbucks coffee habit. If you enjoyed this blog, please feel free to share .This Blog was Human-generated by the author, and not produced by a Russian blog Engine.  

The Last Word:
Pledge Lemon Enhancing Polish 9.7 oz, 3 ct



Has Starbucks Pike Place Roast gone Downhill?

To my knowledge, Pikes Place has not changed. Here is the story of Pikes Place roast, which is celebrating it’s tenth year in production! Celebrating 10 years of Starbucks Pike Place Roast – Starbucks website
Ad introducing Pikes Place Roast in 2008
Not everybody liked it, note this scathing article in the NY Post: NO PLACE FOR PIKE AT STARBUCKS
While I found Pikes Place Roast to be an acquired taste, it is now one of my preferred brews. I believe this is because I started drinking it regularly, and became accustomed to it’s flavor.
They good news is that if you don’t like the Starbucks experience, most servers will gladly substitute another coffee rather than see you suffer through a bad coffee experience.
May your life be bolder than your brew.

 

Shameless self promotion: I have a Pinterest section on coffee and food, if you like my point of view.
Consider sharing it and take a peek at my other works:
 
 
All rights reserved by Alan Chenkin & Primrose Path LLC.  Remember to give credit to the author and any cited works. Some links are promoted so the author can maintain his Starbucks coffee habit. If you enjoyed this blog, please feel free to share .This Blog was Human-generated by the author, and not produced by a Russian blog Engine.
 
The Last Word:
Got Coffee? Starbucks Pikes Place Roast on Amazon